Call reports 2018
FRONTIER BANK OF TEXAS — 2018
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 228,526,000 | 241,040,000 | 257,687,000 | 263,274,000 |
| Total loans | 184,696,000 | 194,899,000 | 210,765,000 | 219,276,000 |
| Allowance for loan losses | 1,020,000 | 1,190,000 | 1,331,000 | 1,451,000 |
| Securities available for sale | 20,824,000 | 19,922,000 | 19,120,000 | 18,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,517,000 | 207,514,000 | 223,533,000 | 228,417,000 |
| Interest-bearing deposits | 153,019,000 | 159,044,000 | 172,953,000 | 176,715,000 |
| Noninterest-bearing deposits | 42,498,000 | 48,470,000 | 50,580,000 | 51,702,000 |
| Equity capital | 32,381,000 | 32,996,000 | 33,518,000 | 34,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,653,000 | 5,580,000 | 8,652,000 | 11,902,000 |
| Interest expense | 331,000 | 706,000 | 1,207,000 | 1,800,000 |
| Net interest income | 2,322,000 | 4,874,000 | 7,445,000 | 10,102,000 |
| Noninterest income | 253,000 | 513,000 | 759,000 | 1,008,000 |
| Noninterest expense | 1,706,000 | 3,605,000 | 5,582,000 | 7,602,000 |
| Provision for loan losses | 99,000 | 253,000 | 394,000 | 519,000 |
| Pretax income | 770,000 | 1,529,000 | 2,228,000 | 2,989,000 |
| Income tax | 162,000 | 321,000 | 474,000 | 583,000 |
| Net income | 608,000 | 1,208,000 | 1,754,000 | 2,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,876,000 | 33,525,000 | 34,110,000 | 34,828,000 |
| Total capital | 33,896,000 | 34,715,000 | 35,441,000 | 36,279,000 |
| Risk-weighted assets | 185,433,000 | 196,046,000 | 208,135,000 | 219,951,000 |