Call reports 2017
FRONTIER BANK OF TEXAS — 2017
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,703,000 | 185,196,000 | 198,437,000 | 220,807,000 |
| Total loans | 123,756,000 | 138,202,000 | 159,410,000 | 177,354,000 |
| Allowance for loan losses | 692,000 | 738,000 | 779,000 | 953,000 |
| Securities available for sale | 27,621,000 | 21,541,000 | 20,594,000 | 21,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,481,000 | 153,793,000 | 166,503,000 | 188,506,000 |
| Interest-bearing deposits | 112,255,000 | 119,746,000 | 127,116,000 | 142,341,000 |
| Noninterest-bearing deposits | 32,226,000 | 34,047,000 | 39,387,000 | 46,165,000 |
| Equity capital | 27,533,000 | 30,800,000 | 31,241,000 | 31,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,840,000 | 3,933,000 | 6,203,000 | 8,804,000 |
| Interest expense | 143,000 | 306,000 | 515,000 | 761,000 |
| Net interest income | 1,697,000 | 3,627,000 | 5,688,000 | 8,043,000 |
| Noninterest income | 220,000 | 443,000 | 678,000 | 914,000 |
| Noninterest expense | 1,354,000 | 2,782,000 | 4,311,000 | 5,997,000 |
| Provision for loan losses | 55,000 | 121,000 | 250,000 | 390,000 |
| Pretax income | 508,000 | 1,174,000 | 1,812,000 | 2,576,000 |
| Income tax | 173,000 | 399,000 | 616,000 | 746,000 |
| Net income | 335,000 | 775,000 | 1,196,000 | 1,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,767,000 | 30,934,000 | 31,368,000 | 32,218,000 |
| Total capital | 28,459,000 | 31,672,000 | 32,147,000 | 33,171,000 |
| Risk-weighted assets | 126,212,000 | 138,649,000 | 153,303,000 | 175,859,000 |