Call reports 2014

FRONTIER BANK OF TEXAS — 2014

Name: FRONTIER BANK OF TEXAS — FFIEC call report 2014
Creator: FRONTIER BANK OF TEXAS

What FRONTIER BANK OF TEXAS reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6b5f9bef-0da9-4401-9d0d-41329009fd8d/2014

Balance sheet

What the bank holds and owes at quarter end

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Total assets	136,472,000	138,057,000	144,573,000	148,867,000
Total loans	69,681,000	72,262,000	76,094,000	80,020,000
Allowance for loan losses	432,000	384,000	415,000	452,000
Securities available for sale	47,295,000	45,936,000	44,884,000	44,657,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	111,060,000	111,981,000	118,561,000	122,557,000
Interest-bearing deposits	92,297,000	93,225,000	99,412,000	100,949,000
Noninterest-bearing deposits	18,763,000	18,756,000	19,149,000	21,608,000
Equity capital	25,178,000	25,695,000	25,517,000	25,833,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Interest income	1,278,000	2,606,000	3,995,000	5,385,000
Interest expense	185,000	325,000	469,000	614,000
Net interest income	1,093,000	2,281,000	3,526,000	4,771,000
Noninterest income	159,000	314,000	464,000	614,000
Noninterest expense	1,017,000	2,035,000	3,113,000	4,216,000
Provision for loan losses	17,000	53,000	105,000	137,000
Pretax income	218,000	507,000	766,000	1,043,000
Income tax	66,000	164,000	252,000	346,000
Net income	152,000	343,000	514,000	697,000

Basel measures — not reported for every quarter

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Tier 1 capital	25,637,000	25,835,000	25,747,000	25,907,000
Total capital	26,069,000	26,219,000	26,162,000	26,359,000
Risk-weighted assets	72,906,000	75,278,000	77,511,000	80,718,000