Call reports 2013
FRONTIER BANK OF TEXAS — 2013
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 126,180,000 | 130,611,000 | 134,643,000 | 138,736,000 |
| Total loans | 63,090,000 | 65,969,000 | 67,561,000 | 68,416,000 |
| Allowance for loan losses | 372,000 | 389,000 | 408,000 | 403,000 |
| Securities available for sale | 40,317,000 | 41,455,000 | 43,958,000 | 45,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,419,000 | 105,434,000 | 109,442,000 | 113,699,000 |
| Interest-bearing deposits | 84,540,000 | 88,765,000 | 93,255,000 | 96,104,000 |
| Noninterest-bearing deposits | 15,879,000 | 16,669,000 | 16,187,000 | 17,595,000 |
| Equity capital | 25,540,000 | 25,043,000 | 24,992,000 | 24,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,286,000 | 3,484,000 | 4,760,000 |
| Interest expense | 191,000 | 391,000 | 606,000 | 827,000 |
| Net interest income | 921,000 | 1,895,000 | 2,878,000 | 3,933,000 |
| Noninterest income | 145,000 | 285,000 | 430,000 | 578,000 |
| Noninterest expense | 940,000 | 1,901,000 | 2,886,000 | 3,885,000 |
| Provision for loan losses | 3,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 123,000 | 263,000 | 397,000 | 619,000 |
| Income tax | 0 | 0 | 17,000 | 93,000 |
| Net income | 123,000 | 263,000 | 380,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,310,000 | 25,460,000 | 25,320,000 | 25,476,000 |
| Total capital | 25,682,000 | 25,849,000 | 25,728,000 | 25,879,000 |
| Risk-weighted assets | 65,746,000 | 68,569,000 | 70,054,000 | 71,494,000 |