Call reports 2011
FRONTIER BANK OF TEXAS — 2011
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 97,875,000 | 100,787,000 | 110,495,000 | 118,885,000 |
| Total loans | 46,205,000 | 48,149,000 | 48,110,000 | 54,063,000 |
| Allowance for loan losses | 276,000 | 291,000 | 290,000 | 276,000 |
| Securities available for sale | 18,170,000 | 21,430,000 | 27,193,000 | 36,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,238,000 | 75,923,000 | 85,554,000 | 94,064,000 |
| Interest-bearing deposits | 63,559,000 | 65,225,000 | 72,538,000 | 80,953,000 |
| Noninterest-bearing deposits | 9,679,000 | 10,698,000 | 13,016,000 | 13,111,000 |
| Equity capital | 24,486,000 | 24,617,000 | 24,670,000 | 24,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,866,000 | 2,892,000 | 3,981,000 |
| Interest expense | 208,000 | 412,000 | 616,000 | 841,000 |
| Net interest income | 704,000 | 1,454,000 | 2,276,000 | 3,140,000 |
| Noninterest income | 101,000 | 189,000 | 283,000 | 377,000 |
| Noninterest expense | 782,000 | 1,624,000 | 2,507,000 | 3,378,000 |
| Provision for loan losses | 1,000 | 10,000 | 10,000 | 27,000 |
| Pretax income | 22,000 | 9,000 | 52,000 | 122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 9,000 | 52,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,392,000 | 24,388,000 | 24,444,000 | 24,527,000 |
| Total capital | 24,668,000 | 24,679,000 | 24,734,000 | 24,803,000 |
| Risk-weighted assets | 48,446,000 | 50,159,000 | 50,233,000 | 56,602,000 |