Call reports 2010
FRONTIER BANK OF TEXAS — 2010
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 75,126,000 | 82,696,000 | 88,790,000 | 92,813,000 |
| Total loans | 42,221,000 | 43,609,000 | 45,426,000 | 45,322,000 |
| Allowance for loan losses | 244,000 | 268,000 | 265,000 | 282,000 |
| Securities available for sale | 13,190,000 | 13,541,000 | 16,713,000 | 15,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,153,000 | 57,668,000 | 63,792,000 | 68,213,000 |
| Interest-bearing deposits | 41,705,000 | 48,822,000 | 54,693,000 | 58,535,000 |
| Noninterest-bearing deposits | 8,448,000 | 8,846,000 | 9,099,000 | 9,678,000 |
| Equity capital | 24,703,000 | 24,729,000 | 24,688,000 | 24,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,768,000 | 2,686,000 | 3,621,000 |
| Interest expense | 161,000 | 330,000 | 521,000 | 726,000 |
| Net interest income | 718,000 | 1,438,000 | 2,165,000 | 2,895,000 |
| Noninterest income | 72,000 | 143,000 | 221,000 | 300,000 |
| Noninterest expense | 692,000 | 1,455,000 | 2,256,000 | 3,099,000 |
| Provision for loan losses | 15,000 | 37,000 | 44,000 | 57,000 |
| Pretax income | 83,000 | 89,000 | 86,000 | 59,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 89,000 | 86,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,374,000 | 24,386,000 | 24,389,000 | 24,367,000 |
| Total capital | 24,618,000 | 24,654,000 | 24,654,000 | 24,649,000 |
| Risk-weighted assets | 45,902,000 | 45,374,000 | 47,436,000 | 47,352,000 |