Call reports 2009
FRONTIER BANK OF TEXAS — 2009
What FRONTIER BANK OF TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,026,000 | 61,143,000 | 67,881,000 | 71,449,000 |
| Total loans | 29,716,000 | 34,898,000 | 37,613,000 | 40,908,000 |
| Allowance for loan losses | 203,000 | 238,000 | 250,000 | 245,000 |
| Securities available for sale | 14,900,000 | 14,099,000 | 13,536,000 | 13,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,246,000 | 36,433,000 | 42,976,000 | 46,562,000 |
| Interest-bearing deposits | 23,750,000 | 29,163,000 | 36,071,000 | 38,154,000 |
| Noninterest-bearing deposits | 6,496,000 | 7,270,000 | 6,905,000 | 8,408,000 |
| Equity capital | 24,384,000 | 24,423,000 | 24,530,000 | 24,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,417,000 | 2,240,000 | 3,080,000 |
| Interest expense | 118,000 | 251,000 | 401,000 | 562,000 |
| Net interest income | 548,000 | 1,166,000 | 1,839,000 | 2,518,000 |
| Noninterest income | 41,000 | 92,000 | 152,000 | 215,000 |
| Noninterest expense | 653,000 | 1,270,000 | 1,982,000 | 2,576,000 |
| Provision for loan losses | 53,000 | 87,000 | 101,000 | 101,000 |
| Pretax income | 23,000 | 41,000 | 48,000 | 196,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 41,000 | 48,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,093,000 | 24,118,000 | 24,131,000 | 24,285,000 |
| Total capital | 24,296,000 | 24,356,000 | 24,381,000 | 24,530,000 |
| Risk-weighted assets | 32,507,000 | 45,608,000 | 42,803,000 | 46,321,000 |