Call reports 2012
EMIGRANT SAVINGS BANK - MANHATTAN — 2012
What EMIGRANT SAVINGS BANK - MANHATTAN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 1,261,892,000 | 1,249,401,000 | 1,265,762,000 |
| Total loans | 343,318,000 | 327,612,000 | 311,630,000 |
| Allowance for loan losses | 4,277,000 | 4,051,000 | 3,870,000 |
| Securities available for sale | 633,012,000 | 600,752,000 | 510,402,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,104,882,000 | 1,095,394,000 | 1,104,243,000 |
| Interest-bearing deposits | 1,023,767,000 | 1,020,590,000 | 1,021,142,000 |
| Noninterest-bearing deposits | 81,115,000 | 74,804,000 | 83,101,000 |
| Equity capital | 106,487,000 | 108,845,000 | 111,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 8,686,000 | 17,175,000 | 24,527,000 |
| Interest expense | 3,051,000 | 5,845,000 | 8,505,000 |
| Net interest income | 5,635,000 | 11,330,000 | 16,022,000 |
| Noninterest income | 198,000 | 456,000 | 743,000 |
| Noninterest expense | 4,952,000 | 10,064,000 | 15,423,000 |
| Provision for loan losses | 389,000 | 327,000 | 365,000 |
| Pretax income | 1,087,000 | 2,046,000 | 3,581,000 |
| Income tax | 423,000 | 789,000 | 1,409,000 |
| Net income | 664,000 | 1,257,000 | 2,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 108,523,000 | 110,357,000 | 112,221,000 |
| Total capital | 112,742,000 | 114,408,000 | 116,091,000 |
| Risk-weighted assets | 337,493,000 | 332,911,000 | 352,375,000 |