Call reports 2011
EMIGRANT SAVINGS BANK - MANHATTAN — 2011
What EMIGRANT SAVINGS BANK - MANHATTAN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,231,663,000 | 1,242,523,000 | 1,235,028,000 | 1,245,276,000 |
| Total loans | 389,608,000 | 375,959,000 | 364,724,000 | 349,139,000 |
| Allowance for loan losses | 3,813,000 | 3,862,000 | 4,390,000 | 4,209,000 |
| Securities available for sale | 740,827,000 | 716,935,000 | 693,660,000 | 675,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,099,798,000 | 1,093,701,000 | 1,102,171,000 | 1,100,675,000 |
| Interest-bearing deposits | 1,024,120,000 | 1,022,830,000 | 1,025,502,000 | 1,023,405,000 |
| Noninterest-bearing deposits | 75,678,000 | 70,871,000 | 76,669,000 | 77,270,000 |
| Equity capital | 100,466,000 | 105,212,000 | 100,791,000 | 100,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,122,000 | 21,343,000 | 30,999,000 | 41,511,000 |
| Interest expense | 3,464,000 | 6,833,000 | 10,127,000 | 13,325,000 |
| Net interest income | 7,658,000 | 14,510,000 | 20,872,000 | 28,186,000 |
| Noninterest income | 162,000 | 553,000 | 707,000 | 1,008,000 |
| Noninterest expense | 5,761,000 | 10,865,000 | 16,012,000 | 21,087,000 |
| Provision for loan losses | 186,000 | 357,000 | 1,507,000 | 1,779,000 |
| Pretax income | 1,875,000 | 4,198,000 | 4,417,000 | 6,999,000 |
| Income tax | 773,000 | 1,741,000 | 1,779,000 | 2,824,000 |
| Net income | 1,102,000 | 2,457,000 | 2,638,000 | 4,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,080,000 | 106,174,000 | 102,968,000 | 104,656,000 |
| Total capital | 107,945,000 | 110,036,000 | 107,348,000 | 108,838,000 |
| Risk-weighted assets | 351,809,000 | 355,158,000 | 350,411,000 | 334,517,000 |