Call reports 2025
JONES BANK — 2025
What JONES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 442,654,000 | 425,685,000 | 423,185,000 | 419,432,000 |
| Total loans | 255,619,000 | 258,983,000 | 255,478,000 | 253,601,000 |
| Allowance for loan losses | 4,052,000 | 4,089,000 | 4,089,000 | 4,146,000 |
| Securities available for sale | 153,415,000 | 150,491,000 | 150,747,000 | 148,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,502,000 | 361,437,000 | 355,383,000 | 348,866,000 |
| Interest-bearing deposits | 343,020,000 | 330,864,000 | 323,807,000 | 316,324,000 |
| Noninterest-bearing deposits | 34,482,000 | 30,573,000 | 31,576,000 | 32,542,000 |
| Equity capital | 26,220,000 | 26,921,000 | 32,577,000 | 35,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,215,000 | 10,598,000 | 15,976,000 | 21,218,000 |
| Interest expense | 2,306,000 | 4,563,000 | 6,814,000 | 8,866,000 |
| Net interest income | 2,909,000 | 6,035,000 | 9,162,000 | 12,352,000 |
| Noninterest income | 586,000 | 1,085,000 | 1,639,000 | 2,329,000 |
| Noninterest expense | 1,969,000 | 4,100,000 | 6,429,000 | 8,739,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 1,518,000 | 3,017,000 | 4,350,000 | 5,920,000 |
| Income tax | 31,000 | 60,000 | 89,000 | 114,000 |
| Net income | 1,487,000 | 2,957,000 | 4,261,000 | 5,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,231,000 | 48,507,000 | 49,711,000 | 50,856,000 |