Call reports 2023
JONES BANK — 2023
What JONES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 415,048,000 | 412,917,000 | 420,453,000 | 440,198,000 |
| Total loans | 206,384,000 | 219,950,000 | 233,257,000 | 237,266,000 |
| Allowance for loan losses | 4,016,000 | 3,967,000 | 3,969,000 | 3,984,000 |
| Securities available for sale | 180,945,000 | 177,773,000 | 171,032,000 | 175,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,731,000 | 350,485,000 | 341,043,000 | 342,355,000 |
| Interest-bearing deposits | 318,485,000 | 309,739,000 | 304,317,000 | 301,846,000 |
| Noninterest-bearing deposits | 42,246,000 | 40,746,000 | 36,726,000 | 40,509,000 |
| Equity capital | 20,245,000 | 19,031,000 | 15,546,000 | 23,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,852,000 | 8,105,000 | 12,571,000 | 17,331,000 |
| Interest expense | 933,000 | 2,317,000 | 4,089,000 | 6,216,000 |
| Net interest income | 2,919,000 | 5,788,000 | 8,482,000 | 11,115,000 |
| Noninterest income | 386,000 | 848,000 | 1,459,000 | 2,045,000 |
| Noninterest expense | 1,957,000 | 4,081,000 | 6,045,000 | 8,130,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,364,000 | 2,590,000 | 3,945,000 | 5,116,000 |
| Income tax | 40,000 | 80,000 | 122,000 | 144,000 |
| Net income | 1,324,000 | 2,510,000 | 3,823,000 | 4,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,732,000 | 42,035,000 | 42,861,000 | 43,673,000 |