Call reports 2020
JONES BANK — 2020
What JONES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 315,743,000 | 351,170,000 | 358,029,000 | 357,337,000 |
| Total loans | 191,891,000 | 203,588,000 | 208,807,000 | 199,383,000 |
| Allowance for loan losses | 3,321,000 | 3,421,000 | 3,474,000 | 3,906,000 |
| Securities available for sale | 102,797,000 | 119,588,000 | 128,237,000 | 136,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,421,000 | 288,374,000 | 293,601,000 | 299,941,000 |
| Interest-bearing deposits | 239,119,000 | 258,459,000 | 262,010,000 | 259,740,000 |
| Noninterest-bearing deposits | 27,302,000 | 29,915,000 | 31,591,000 | 40,201,000 |
| Equity capital | 37,941,000 | 42,600,000 | 43,563,000 | 43,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,268,000 | 6,541,000 | 10,042,000 | 13,148,000 |
| Interest expense | 541,000 | 1,024,000 | 1,456,000 | 1,849,000 |
| Net interest income | 2,727,000 | 5,517,000 | 8,586,000 | 11,299,000 |
| Noninterest income | 312,000 | 777,000 | 1,037,000 | 1,385,000 |
| Noninterest expense | 1,818,000 | 3,663,000 | 5,564,000 | 7,639,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,189,000 | 2,507,000 | 3,936,000 | 4,955,000 |
| Income tax | 31,000 | 62,000 | 93,000 | 132,000 |
| Net income | 1,158,000 | 2,445,000 | 3,843,000 | 4,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,689,000 | 36,463,000 | 37,444,000 | 38,006,000 |