Call reports 2016
JONES BANK — 2016
What JONES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 223,855,000 | 226,960,000 | 239,613,000 | 233,229,000 |
| Total loans | 142,470,000 | 147,564,000 | 156,147,000 | 149,888,000 |
| Allowance for loan losses | 1,996,000 | 2,054,000 | 2,100,000 | 2,298,000 |
| Securities available for sale | 48,821,000 | 46,086,000 | 45,850,000 | 44,144,000 |
| Securities held to maturity | 19,776,000 | 22,285,000 | 25,677,000 | 27,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,595,000 | 183,823,000 | 185,336,000 | 187,706,000 |
| Interest-bearing deposits | 142,490,000 | 150,862,000 | 156,385,000 | 159,424,000 |
| Noninterest-bearing deposits | 44,105,000 | 32,961,000 | 28,951,000 | 28,282,000 |
| Equity capital | 21,754,000 | 22,168,000 | 22,245,000 | 22,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,975,000 | 4,006,000 | 6,066,000 | 8,164,000 |
| Interest expense | 168,000 | 334,000 | 518,000 | 719,000 |
| Net interest income | 1,807,000 | 3,672,000 | 5,548,000 | 7,445,000 |
| Noninterest income | 201,000 | 430,000 | 673,000 | 1,018,000 |
| Noninterest expense | 1,400,000 | 2,793,000 | 4,258,000 | 5,814,000 |
| Provision for loan losses | 30,000 | 70,000 | 100,000 | 100,000 |
| Pretax income | 578,000 | 1,238,000 | 1,862,000 | 2,548,000 |
| Income tax | 21,000 | 43,000 | 64,000 | 87,000 |
| Net income | 557,000 | 1,195,000 | 1,798,000 | 2,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,323,000 | 21,561,000 | 21,764,000 | 22,027,000 |
| Total capital | 23,256,000 | 23,565,000 | 23,895,000 | 24,101,000 |
| Risk-weighted assets | 154,567,000 | 160,265,000 | 170,448,000 | 165,634,000 |