Call reports 2015
JONES BANK — 2015
What JONES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 224,299,000 | 225,352,000 | 229,001,000 | 225,767,000 |
| Total loans | 139,753,000 | 141,483,000 | 145,486,000 | 143,154,000 |
| Allowance for loan losses | 1,864,000 | 1,911,000 | 1,980,000 | 1,944,000 |
| Securities available for sale | 54,311,000 | 52,139,000 | 51,515,000 | 49,133,000 |
| Securities held to maturity | 17,799,000 | 19,154,000 | 19,163,000 | 19,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,300,000 | 183,954,000 | 176,414,000 | 178,833,000 |
| Interest-bearing deposits | 147,639,000 | 148,535,000 | 141,848,000 | 142,437,000 |
| Noninterest-bearing deposits | 36,661,000 | 35,419,000 | 34,566,000 | 36,396,000 |
| Equity capital | 20,729,000 | 20,751,000 | 21,229,000 | 21,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,935,000 | 3,887,000 | 5,875,000 | 7,879,000 |
| Interest expense | 190,000 | 374,000 | 555,000 | 733,000 |
| Net interest income | 1,745,000 | 3,513,000 | 5,320,000 | 7,146,000 |
| Noninterest income | 204,000 | 412,000 | 632,000 | 934,000 |
| Noninterest expense | 1,359,000 | 2,710,000 | 4,097,000 | 5,574,000 |
| Provision for loan losses | 50,000 | 90,000 | 140,000 | 190,000 |
| Pretax income | 540,000 | 1,125,000 | 1,720,000 | 2,326,000 |
| Income tax | 24,000 | 45,000 | 66,000 | 88,000 |
| Net income | 516,000 | 1,080,000 | 1,654,000 | 2,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,494,000 | 20,708,000 | 20,932,000 | 21,166,000 |
| Total capital | 22,385,000 | 22,628,000 | 22,906,000 | 23,113,000 |
| Risk-weighted assets | 150,626,000 | 153,571,000 | 157,888,000 | 155,694,000 |