Call reports 2013
JONES BANK — 2013
What JONES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 234,665,000 | 231,057,000 | 227,999,000 | 224,876,000 |
| Total loans | 128,478,000 | 134,879,000 | 143,245,000 | 144,325,000 |
| Allowance for loan losses | 1,932,000 | 2,036,000 | 2,123,000 | 2,129,000 |
| Securities available for sale | 68,187,000 | 66,041,000 | 55,486,000 | 50,887,000 |
| Securities held to maturity | 17,298,000 | 18,052,000 | 17,837,000 | 16,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,654,000 | 186,134,000 | 185,110,000 | 184,068,000 |
| Interest-bearing deposits | 155,815,000 | 151,987,000 | 149,459,000 | 146,953,000 |
| Noninterest-bearing deposits | 40,839,000 | 34,147,000 | 35,651,000 | 37,115,000 |
| Equity capital | 20,919,000 | 19,710,000 | 19,848,000 | 19,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 4,090,000 | 6,201,000 | 8,303,000 |
| Interest expense | 283,000 | 565,000 | 831,000 | 1,086,000 |
| Net interest income | 1,764,000 | 3,525,000 | 5,370,000 | 7,217,000 |
| Noninterest income | 188,000 | 401,000 | 644,000 | 951,000 |
| Noninterest expense | 1,505,000 | 2,911,000 | 4,378,000 | 6,124,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 300,000 |
| Pretax income | 347,000 | 815,000 | 1,362,000 | 1,770,000 |
| Income tax | 21,000 | 43,000 | 65,000 | 68,000 |
| Net income | 326,000 | 772,000 | 1,297,000 | 1,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,346,000 | 20,392,000 | 20,418,000 | 20,373,000 |
| Total capital | 22,236,000 | 22,338,000 | 22,474,000 | 22,440,000 |
| Risk-weighted assets | 151,163,000 | 155,601,000 | 164,371,000 | 165,247,000 |