Call reports 2012
JONES BANK — 2012
What JONES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 219,729,000 | 215,284,000 | 216,534,000 | 222,571,000 |
| Total loans | 129,950,000 | 135,198,000 | 139,369,000 | 140,102,000 |
| Allowance for loan losses | 1,931,000 | 1,651,000 | 1,696,000 | 1,826,000 |
| Securities available for sale | 54,529,000 | 53,262,000 | 49,891,000 | 50,762,000 |
| Securities held to maturity | 16,508,000 | 16,526,000 | 16,590,000 | 16,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,224,000 | 178,635,000 | 180,191,000 | 185,542,000 |
| Interest-bearing deposits | 150,922,000 | 148,269,000 | 149,740,000 | 148,349,000 |
| Noninterest-bearing deposits | 32,302,000 | 30,366,000 | 30,451,000 | 37,193,000 |
| Equity capital | 21,030,000 | 21,093,000 | 21,258,000 | 21,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,404,000 | 4,529,000 | 6,707,000 | 8,909,000 |
| Interest expense | 361,000 | 698,000 | 1,020,000 | 1,341,000 |
| Net interest income | 2,043,000 | 3,831,000 | 5,687,000 | 7,568,000 |
| Noninterest income | 217,000 | 432,000 | 660,000 | 974,000 |
| Noninterest expense | 1,349,000 | 2,682,000 | 4,041,000 | 5,538,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 425,000 |
| Pretax income | 811,000 | 1,381,000 | 2,006,000 | 2,579,000 |
| Income tax | 21,000 | 42,000 | 62,000 | 23,000 |
| Net income | 790,000 | 1,339,000 | 1,944,000 | 2,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,063,000 | 20,213,000 | 20,418,000 | 20,521,000 |
| Total capital | 21,966,000 | 21,888,000 | 22,136,000 | 22,374,000 |
| Risk-weighted assets | 152,158,000 | 156,919,000 | 159,446,000 | 156,531,000 |