Call reports 2011
JONES BANK — 2011
What JONES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 217,400,000 | 217,835,000 | 214,196,000 | 215,474,000 |
| Total loans | 121,517,000 | 123,917,000 | 132,837,000 | 137,559,000 |
| Allowance for loan losses | 1,665,000 | 1,881,000 | 2,029,000 | 1,845,000 |
| Securities available for sale | 67,609,000 | 66,717,000 | 54,314,000 | 52,899,000 |
| Securities held to maturity | 17,305,000 | 16,804,000 | 16,158,000 | 15,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,540,000 | 177,219,000 | 173,261,000 | 175,528,000 |
| Interest-bearing deposits | 156,205,000 | 153,181,000 | 146,105,000 | 146,264,000 |
| Noninterest-bearing deposits | 24,335,000 | 24,038,000 | 27,156,000 | 29,264,000 |
| Equity capital | 19,986,000 | 19,993,000 | 20,545,000 | 20,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,283,000 | 4,403,000 | 6,724,000 | 9,193,000 |
| Interest expense | 501,000 | 932,000 | 1,339,000 | 1,713,000 |
| Net interest income | 1,782,000 | 3,471,000 | 5,385,000 | 7,480,000 |
| Noninterest income | 230,000 | 460,000 | 716,000 | 985,000 |
| Noninterest expense | 1,410,000 | 2,831,000 | 4,109,000 | 5,544,000 |
| Provision for loan losses | 0 | 350,000 | 350,000 | 540,000 |
| Pretax income | 602,000 | 750,000 | 1,661,000 | 2,405,000 |
| Income tax | 18,000 | 36,000 | 54,000 | 83,000 |
| Net income | 584,000 | 714,000 | 1,607,000 | 2,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,136,000 | 18,865,000 | 19,358,000 | 19,674,000 |
| Total capital | 20,824,000 | 20,685,000 | 21,286,000 | 21,543,000 |
| Risk-weighted assets | 143,889,000 | 145,492,000 | 154,141,000 | 157,745,000 |