Call reports 2026
FIRST NATIONAL BANK IN ORD — 2026
What FIRST NATIONAL BANK IN ORD reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 165,392,000 | 165,570,000 |
| Total loans | 83,454,000 | 87,155,000 |
| Allowance for loan losses | 1,345,000 | 1,359,000 |
| Securities available for sale | 47,368,000 | 46,886,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 146,523,000 | 146,127,000 |
| Interest-bearing deposits | 103,555,000 | 102,781,000 |
| Noninterest-bearing deposits | 42,968,000 | 43,346,000 |
| Equity capital | 18,623,000 | 19,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,985,000 | 4,050,000 |
| Interest expense | 473,000 | 942,000 |
| Net interest income | 1,512,000 | 3,108,000 |
| Noninterest income | 213,000 | 317,000 |
| Noninterest expense | 812,000 | 1,785,000 |
| Provision for loan losses | 9,000 | 18,000 |
| Pretax income | 904,000 | 1,622,000 |
| Income tax | 20,000 | 40,000 |
| Net income | 884,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,706,000 | 19,186,000 |
| Total capital | 19,730,000 | 20,240,000 |
| Risk-weighted assets | 81,623,000 | 84,056,000 |