Call reports 2024
FIRST NATIONAL BANK IN ORD — 2024
What FIRST NATIONAL BANK IN ORD reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 152,438,000 | 150,306,000 | 148,249,000 | 154,935,000 |
| Total loans | 73,988,000 | 74,369,000 | 77,181,000 | 87,468,000 |
| Allowance for loan losses | 1,261,000 | 1,272,000 | 1,283,000 | 1,294,000 |
| Securities available for sale | 47,759,000 | 47,633,000 | 48,391,000 | 46,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,801,000 | 131,939,000 | 129,103,000 | 138,467,000 |
| Interest-bearing deposits | 95,110,000 | 92,900,000 | 95,337,000 | 99,357,000 |
| Noninterest-bearing deposits | 39,691,000 | 39,039,000 | 33,766,000 | 39,110,000 |
| Equity capital | 15,387,000 | 16,048,000 | 16,773,000 | 16,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,055,000 | 4,197,000 | 6,281,000 | 8,314,000 |
| Interest expense | 418,000 | 876,000 | 1,338,000 | 1,843,000 |
| Net interest income | 1,637,000 | 3,321,000 | 4,943,000 | 6,471,000 |
| Noninterest income | 210,000 | 263,000 | 321,000 | 398,000 |
| Noninterest expense | 670,000 | 1,484,000 | 2,340,000 | 3,610,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 1,168,000 | 2,082,000 | 2,897,000 | 3,223,000 |
| Income tax | 40,000 | 47,000 | 47,000 | 47,000 |
| Net income | 1,128,000 | 2,035,000 | 2,850,000 | 3,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,573,000 | 16,276,000 | 16,864,000 | 16,446,000 |
| Total capital | — | 17,238,000 | 17,855,000 | 17,557,000 |
| Risk-weighted assets | — | 76,701,000 | 79,031,000 | 88,716,000 |