Call reports 2023
FIRST NATIONAL BANK IN ORD — 2023
What FIRST NATIONAL BANK IN ORD reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 149,749,000 | 147,827,000 | 145,032,000 | 151,608,000 |
| Total loans | 67,669,000 | 71,305,000 | 73,584,000 | 76,292,000 |
| Allowance for loan losses | 1,219,000 | 1,229,000 | 1,240,000 | 1,251,000 |
| Securities available for sale | 56,204,000 | 51,407,000 | 47,470,000 | 47,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,075,000 | 131,514,000 | 127,945,000 | 134,955,000 |
| Interest-bearing deposits | 96,304,000 | 95,875,000 | 94,299,000 | 94,777,000 |
| Noninterest-bearing deposits | 37,771,000 | 35,639,000 | 33,646,000 | 40,178,000 |
| Equity capital | 13,474,000 | 14,019,000 | 14,726,000 | 14,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 3,095,000 | 4,879,000 | 6,798,000 |
| Interest expense | 191,000 | 438,000 | 730,000 | 1,084,000 |
| Net interest income | 1,256,000 | 2,657,000 | 4,149,000 | 5,714,000 |
| Noninterest income | 199,000 | 248,000 | 312,000 | 395,000 |
| Noninterest expense | 694,000 | 1,540,000 | 2,368,000 | 3,555,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 752,000 | 1,347,000 | 2,066,000 | 2,518,000 |
| Income tax | 27,000 | 49,000 | 60,000 | 57,000 |
| Net income | 725,000 | 1,298,000 | 2,006,000 | 2,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,019,000 | 14,499,000 | 15,114,000 | 14,649,000 |
| Total capital | 14,957,000 | 15,461,000 | 16,076,000 | 15,633,000 |
| Risk-weighted assets | 74,762,000 | 76,713,000 | 76,684,000 | 78,500,000 |