Call reports 2022
FIRST NATIONAL BANK IN ORD — 2022
What FIRST NATIONAL BANK IN ORD reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 162,372,000 | 156,199,000 | 153,455,000 | 152,633,000 |
| Total loans | 66,395,000 | 67,820,000 | 73,150,000 | 72,165,000 |
| Allowance for loan losses | 1,175,000 | 1,187,000 | 1,198,000 | 1,208,000 |
| Securities available for sale | 61,579,000 | 64,954,000 | 60,545,000 | 54,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,949,000 | 141,897,000 | 139,188,000 | 138,081,000 |
| Interest-bearing deposits | 104,601,000 | 101,146,000 | 98,781,000 | 95,831,000 |
| Noninterest-bearing deposits | 43,348,000 | 40,751,000 | 40,407,000 | 42,250,000 |
| Equity capital | 12,277,000 | 12,088,000 | 11,988,000 | 12,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,685,000 | 2,763,000 | 4,005,000 |
| Interest expense | 69,000 | 136,000 | 238,000 | 376,000 |
| Net interest income | 716,000 | 1,549,000 | 2,525,000 | 3,629,000 |
| Noninterest income | 220,000 | 274,000 | 336,000 | 386,000 |
| Noninterest expense | 648,000 | 1,369,000 | 2,133,000 | 3,038,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 279,000 | 436,000 | 701,000 | 941,000 |
| Income tax | 10,000 | 17,000 | 27,000 | 36,000 |
| Net income | 269,000 | 419,000 | 674,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,990,000 | 13,088,000 | 13,249,000 | 13,387,000 |
| Total capital | 13,900,000 | 14,023,000 | 14,243,000 | 14,368,000 |
| Risk-weighted assets | 72,507,000 | 74,515,000 | 79,269,000 | 78,230,000 |