Call reports 2019
FIRST NATIONAL BANK IN ORD — 2019
What FIRST NATIONAL BANK IN ORD reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,290,000 | 127,821,000 | 130,172,000 | 130,600,000 |
| Total loans | 65,679,000 | 68,317,000 | 68,527,000 | 66,679,000 |
| Allowance for loan losses | 1,055,000 | 1,056,000 | 1,067,000 | 1,083,000 |
| Securities available for sale | 47,867,000 | 47,714,000 | 45,702,000 | 47,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,756,000 | 115,883,000 | 117,970,000 | 116,556,000 |
| Interest-bearing deposits | 90,769,000 | 90,415,000 | 91,243,000 | 89,955,000 |
| Noninterest-bearing deposits | 27,987,000 | 25,468,000 | 26,727,000 | 26,601,000 |
| Equity capital | 11,350,000 | 11,680,000 | 11,882,000 | 11,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,462,000 | 3,734,000 | 4,968,000 |
| Interest expense | 175,000 | 365,000 | 565,000 | 771,000 |
| Net interest income | 1,031,000 | 2,097,000 | 3,169,000 | 4,197,000 |
| Noninterest income | 127,000 | 179,000 | 239,000 | 286,000 |
| Noninterest expense | 693,000 | 1,450,000 | 2,182,000 | 2,976,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 456,000 | 808,000 | 1,199,000 | 1,471,000 |
| Income tax | 17,000 | 31,000 | 45,000 | 54,000 |
| Net income | 439,000 | 777,000 | 1,154,000 | 1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,453,000 | 11,587,000 | 11,760,000 | 11,819,000 |
| Total capital | 12,372,000 | 12,519,000 | 12,683,000 | 12,741,000 |
| Risk-weighted assets | 73,365,000 | 74,455,000 | 73,667,000 | 73,545,000 |