Call reports 2018
FIRST NATIONAL BANK IN ORD — 2018
What FIRST NATIONAL BANK IN ORD reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 131,249,000 | 126,839,000 | 131,170,000 | 136,565,000 |
| Total loans | 63,383,000 | 65,438,000 | 69,034,000 | 67,623,000 |
| Allowance for loan losses | 1,004,000 | 1,014,000 | 1,028,000 | 1,042,000 |
| Securities available for sale | 48,986,000 | 46,545,000 | 44,796,000 | 44,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,254,000 | 114,154,000 | 120,323,000 | 125,630,000 |
| Interest-bearing deposits | 88,484,000 | 86,824,000 | 91,577,000 | 89,383,000 |
| Noninterest-bearing deposits | 27,770,000 | 27,330,000 | 28,746,000 | 36,247,000 |
| Equity capital | 10,344,000 | 10,462,000 | 10,547,000 | 10,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,137,000 | 3,327,000 | 4,545,000 |
| Interest expense | 125,000 | 246,000 | 412,000 | 580,000 |
| Net interest income | 914,000 | 1,891,000 | 2,915,000 | 3,965,000 |
| Noninterest income | 121,000 | 189,000 | 253,000 | 331,000 |
| Noninterest expense | 724,000 | 1,493,000 | 2,247,000 | 3,094,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 302,000 | 569,000 | 894,000 | 1,166,000 |
| Income tax | 15,000 | 25,000 | 38,000 | 48,000 |
| Net income | 287,000 | 544,000 | 856,000 | 1,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,734,000 | 10,864,000 | 11,049,000 | 11,144,000 |
| Total capital | 11,617,000 | 11,759,000 | 11,979,000 | 12,060,000 |
| Risk-weighted assets | 70,468,000 | 71,466,000 | 74,289,000 | 73,119,000 |