Call reports 2017
FIRST NATIONAL BANK IN ORD — 2017
What FIRST NATIONAL BANK IN ORD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 128,620,000 | 136,527,000 | 127,757,000 | 131,888,000 |
| Total loans | 61,830,000 | 63,137,000 | 66,145,000 | 63,538,000 |
| Allowance for loan losses | 991,000 | 1,005,000 | 983,000 | 995,000 |
| Securities available for sale | 52,979,000 | 55,684,000 | 50,972,000 | 49,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,528,000 | 121,318,000 | 112,453,000 | 116,992,000 |
| Interest-bearing deposits | 90,319,000 | 91,649,000 | 90,213,000 | 89,319,000 |
| Noninterest-bearing deposits | 23,209,000 | 29,669,000 | 22,240,000 | 27,673,000 |
| Equity capital | 10,445,000 | 10,498,000 | 10,550,000 | 10,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,973,000 | 3,024,000 | 4,071,000 |
| Interest expense | 106,000 | 225,000 | 348,000 | 471,000 |
| Net interest income | 867,000 | 1,748,000 | 2,676,000 | 3,600,000 |
| Noninterest income | 125,000 | 181,000 | 255,000 | 312,000 |
| Noninterest expense | 717,000 | 1,478,000 | 2,277,000 | 3,093,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 266,000 | 433,000 | 627,000 | 783,000 |
| Income tax | 10,000 | 16,000 | 24,000 | 30,000 |
| Net income | 256,000 | 417,000 | 603,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,486,000 | 10,516,000 | 10,572,000 | 10,592,000 |
| Total capital | 11,346,000 | 11,392,000 | 11,462,000 | 11,474,000 |
| Risk-weighted assets | 68,629,000 | 69,925,000 | 71,119,000 | 70,453,000 |