Call reports 2019
CIT BANK, NATIONAL ASSOCIATION — 2019
What CIT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 44,315,851,000 | 44,645,204,000 | 45,380,876,000 | 45,268,906,000 |
| Total loans | 28,634,116,000 | 29,267,783,000 | 28,973,383,000 | 28,804,674,000 |
| Allowance for loan losses | 455,296,000 | 459,412,000 | 455,443,000 | 455,239,000 |
| Securities available for sale | 7,563,384,000 | 6,300,085,000 | 5,845,804,000 | 6,002,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 110,735,000 | 188,625,000 | 260,971,000 | 179,378,000 |
| Total deposits | 35,576,930,000 | 36,004,674,000 | 36,764,650,000 | 35,823,085,000 |
| Interest-bearing deposits | 33,896,903,000 | 34,438,478,000 | 35,104,921,000 | 33,886,914,000 |
| Noninterest-bearing deposits | 1,680,027,000 | 1,566,197,000 | 1,659,729,000 | 1,936,170,000 |
| Equity capital | 5,112,835,000 | 5,190,966,000 | 5,164,042,000 | 5,266,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 491,536,000 | 982,775,000 | 1,461,651,000 | 1,918,879,000 |
| Interest expense | 183,670,000 | 373,762,000 | 563,647,000 | 739,967,000 |
| Net interest income | 307,866,000 | 609,013,000 | 898,004,000 | 1,178,912,000 |
| Noninterest income | 190,580,000 | 378,641,000 | 565,749,000 | 751,295,000 |
| Noninterest expense | 329,780,000 | 628,079,000 | 957,296,000 | 1,253,054,000 |
| Provision for loan losses | 29,664,000 | 63,024,000 | 84,937,000 | 116,178,000 |
| Pretax income | 140,745,000 | 300,502,000 | 427,312,000 | 568,162,000 |
| Income tax | 36,587,000 | 69,230,000 | 100,387,000 | 131,770,000 |
| Net income | 103,424,000 | 229,257,000 | 324,910,000 | 434,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,764,161,000 | 4,790,675,000 | 4,766,141,000 | 4,879,607,000 |
| Total capital | 5,202,789,000 | 5,255,396,000 | 5,232,950,000 | 5,644,250,000 |
| Risk-weighted assets | 35,038,837,000 | 37,149,627,000 | 37,322,721,000 | 37,150,503,000 |