Call reports 2012
CIT BANK, NATIONAL ASSOCIATION — 2012
What CIT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,009,840,000 | 24,855,869,000 | 25,826,535,000 | 25,893,829,000 |
| Total loans | 14,488,914,000 | 14,465,226,000 | 14,116,620,000 | 15,374,622,000 |
| Allowance for loan losses | 92,822,000 | 88,170,000 | 77,648,000 | 70,867,000 |
| Securities available for sale | 723,040,000 | 696,502,000 | 699,095,000 | 648,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 63,342,000 | 56,516,000 | 52,253,000 | 47,608,000 |
| Total deposits | 15,283,046,000 | 15,287,170,000 | 15,329,131,000 | 15,082,560,000 |
| Interest-bearing deposits | 15,044,980,000 | 15,005,523,000 | 14,135,155,000 | 13,823,407,000 |
| Noninterest-bearing deposits | 238,066,000 | 281,647,000 | 1,193,976,000 | 1,259,153,000 |
| Equity capital | 4,224,218,000 | 4,214,187,000 | 4,356,152,000 | 4,065,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 259,434,000 | 500,313,000 | 728,327,000 | 939,787,000 |
| Interest expense | 74,222,000 | 129,535,000 | 188,809,000 | 249,267,000 |
| Net interest income | 185,212,000 | 370,778,000 | 539,518,000 | 690,520,000 |
| Noninterest income | 154,430,000 | 234,782,000 | 447,644,000 | 612,726,000 |
| Noninterest expense | 158,555,000 | 324,543,000 | 508,566,000 | 786,844,000 |
| Provision for loan losses | 11,124,000 | 10,767,000 | 6,586,000 | 4,915,000 |
| Pretax income | 169,963,000 | 269,893,000 | 471,650,000 | 511,448,000 |
| Income tax | 70,451,000 | 110,009,000 | 190,809,000 | 206,019,000 |
| Net income | 99,512,000 | 159,884,000 | 280,841,000 | 305,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,927,713,000 | 3,932,053,000 | 4,068,699,000 | 3,785,650,000 |
| Total capital | 4,021,353,000 | 4,021,639,000 | 4,147,932,000 | 3,858,132,000 |
| Risk-weighted assets | 9,947,367,000 | 10,222,999,000 | 10,630,744,000 | 11,399,294,000 |