Call reports 2023
BANKWEST — 2023
What BANKWEST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 239,743,000 | 235,807,000 | 244,750,000 | 251,293,000 |
| Total loans | 100,619,000 | 100,376,000 | 103,450,000 | 108,672,000 |
| Allowance for loan losses | 1,336,000 | 1,338,000 | 1,116,000 | 1,215,000 |
| Securities available for sale | 124,821,000 | 118,261,000 | 116,526,000 | 111,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,161,000 | 214,260,000 | 223,819,000 | 232,400,000 |
| Interest-bearing deposits | 155,462,000 | 151,188,000 | 152,640,000 | 167,947,000 |
| Noninterest-bearing deposits | 64,699,000 | 63,072,000 | 71,179,000 | 64,453,000 |
| Equity capital | 10,143,000 | 8,963,000 | 7,931,000 | 11,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 4,062,000 | 6,295,000 | 8,668,000 |
| Interest expense | 153,000 | 486,000 | 938,000 | 1,449,000 |
| Net interest income | 1,819,000 | 3,576,000 | 5,357,000 | 7,219,000 |
| Noninterest income | 171,000 | 365,000 | 523,000 | 821,000 |
| Noninterest expense | 1,415,000 | 2,762,000 | 4,137,000 | 5,474,000 |
| Provision for loan losses | 0 | 0 | 0 | 98,000 |
| Pretax income | 575,000 | 1,184,000 | 1,725,000 | 2,341,000 |
| Income tax | 29,000 | 44,000 | 59,000 | 69,000 |
| Net income | 546,000 | 1,140,000 | 1,666,000 | 2,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,178,000 | 18,533,000 | 18,938,000 | 19,143,000 |
| Total capital | 19,526,000 | 19,896,000 | 20,184,000 | 20,488,000 |
| Risk-weighted assets | 107,762,000 | 108,997,000 | 112,955,000 | 117,637,000 |