Call reports 2020
BANKWEST — 2020
What BANKWEST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 158,707,000 | 186,361,000 | 197,969,000 | 205,563,000 |
| Total loans | 96,230,000 | 104,518,000 | 102,134,000 | 97,960,000 |
| Allowance for loan losses | 1,257,000 | 1,161,000 | 1,174,000 | 1,375,000 |
| Securities available for sale | 31,441,000 | 40,194,000 | 50,959,000 | 60,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,961,000 | 168,557,000 | 180,136,000 | 187,847,000 |
| Interest-bearing deposits | 99,964,000 | 112,547,000 | 120,956,000 | 134,541,000 |
| Noninterest-bearing deposits | 42,997,000 | 56,010,000 | 59,180,000 | 53,306,000 |
| Equity capital | 14,795,000 | 16,723,000 | 16,049,000 | 16,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 2,971,000 | 4,682,000 | 6,322,000 |
| Interest expense | 70,000 | 147,000 | 230,000 | 320,000 |
| Net interest income | 1,446,000 | 2,824,000 | 4,452,000 | 6,002,000 |
| Noninterest income | 206,000 | 427,000 | 620,000 | 835,000 |
| Noninterest expense | 1,166,000 | 2,294,000 | 3,450,000 | 4,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 486,000 | 965,000 | 1,630,000 | 2,082,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 484,000 | 963,000 | 1,628,000 | 2,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,409,000 | 15,678,000 | 15,020,000 | 15,472,000 |
| Total capital | 16,637,000 | 16,839,000 | 16,194,000 | 16,844,000 |
| Risk-weighted assets | 98,190,000 | 110,636,000 | 112,156,000 | 109,765,000 |