Call reports 2016
BANKWEST — 2016
What BANKWEST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 125,634,000 | 125,784,000 | 130,167,000 | 137,189,000 |
| Total loans | 86,252,000 | 88,527,000 | 90,156,000 | 89,545,000 |
| Allowance for loan losses | 1,184,000 | 1,189,000 | 1,230,000 | 1,203,000 |
| Securities available for sale | 19,876,000 | 19,770,000 | 19,352,000 | 19,995,000 |
| Securities held to maturity | 261,000 | 261,000 | 251,000 | 230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,157,000 | 112,282,000 | 117,610,000 | 124,936,000 |
| Interest-bearing deposits | 80,764,000 | 81,552,000 | 81,209,000 | 90,676,000 |
| Noninterest-bearing deposits | 32,393,000 | 30,730,000 | 36,401,000 | 34,260,000 |
| Equity capital | 12,032,000 | 11,557,000 | 11,854,000 | 11,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,686,000 | 4,051,000 | 5,372,000 |
| Interest expense | 37,000 | 75,000 | 115,000 | 155,000 |
| Net interest income | 1,287,000 | 2,611,000 | 3,936,000 | 5,217,000 |
| Noninterest income | 188,000 | 544,000 | 875,000 | 1,129,000 |
| Noninterest expense | 1,023,000 | 2,038,000 | 3,147,000 | 4,323,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 466,000 | 1,134,000 | 1,681,000 | 2,039,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 464,000 | 1,132,000 | 1,679,000 | 2,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,781,000 | 11,210,000 | 11,567,000 | 11,925,000 |
| Total capital | 12,885,000 | 12,320,000 | 12,688,000 | 13,054,000 |
| Risk-weighted assets | 88,206,000 | 88,703,000 | 89,570,000 | 90,248,000 |