Call reports 2015
BANKWEST — 2015
What BANKWEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,049,000 | 122,052,000 | 122,732,000 | 124,045,000 |
| Total loans | 78,667,000 | 78,860,000 | 81,918,000 | 84,321,000 |
| Allowance for loan losses | 1,201,000 | 1,180,000 | 1,195,000 | 1,176,000 |
| Securities available for sale | 14,487,000 | 16,581,000 | 17,312,000 | 19,798,000 |
| Securities held to maturity | 351,000 | 351,000 | 329,000 | 329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,488,000 | 111,134,000 | 111,180,000 | 112,151,000 |
| Interest-bearing deposits | 79,861,000 | 79,598,000 | 77,858,000 | 80,958,000 |
| Noninterest-bearing deposits | 28,627,000 | 31,536,000 | 33,322,000 | 31,193,000 |
| Equity capital | 10,161,000 | 10,433,000 | 11,001,000 | 11,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,441,000 | 3,693,000 | 5,010,000 |
| Interest expense | 37,000 | 74,000 | 111,000 | 147,000 |
| Net interest income | 1,160,000 | 2,367,000 | 3,582,000 | 4,863,000 |
| Noninterest income | 222,000 | 456,000 | 696,000 | 899,000 |
| Noninterest expense | 1,015,000 | 2,050,000 | 3,095,000 | 4,103,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 773,000 | 1,183,000 | 1,659,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 365,000 | 771,000 | 1,181,000 | 1,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,026,000 | 10,432,000 | 10,842,000 | 11,317,000 |
| Total capital | 11,017,000 | 11,444,000 | 11,896,000 | 12,401,000 |
| Risk-weighted assets | 79,077,000 | 80,781,000 | 84,200,000 | 86,627,000 |