Call reports 2014
BANKWEST — 2014
What BANKWEST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 112,341,000 | 115,155,000 | 115,898,000 | 118,887,000 |
| Total loans | 79,236,000 | 79,594,000 | 80,525,000 | 79,039,000 |
| Allowance for loan losses | 1,340,000 | 1,417,000 | 1,419,000 | 1,202,000 |
| Securities available for sale | 10,380,000 | 9,941,000 | 11,104,000 | 12,247,000 |
| Securities held to maturity | 452,000 | 452,000 | 418,000 | 418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,902,000 | 104,263,000 | 104,607,000 | 107,549,000 |
| Interest-bearing deposits | 78,195,000 | 78,169,000 | 76,023,000 | 80,443,000 |
| Noninterest-bearing deposits | 23,707,000 | 26,094,000 | 28,584,000 | 27,106,000 |
| Equity capital | 10,023,000 | 10,418,000 | 10,770,000 | 10,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,387,000 | 3,623,000 | 4,875,000 |
| Interest expense | 47,000 | 89,000 | 129,000 | 168,000 |
| Net interest income | 1,118,000 | 2,298,000 | 3,494,000 | 4,707,000 |
| Noninterest income | 187,000 | 417,000 | 659,000 | 872,000 |
| Noninterest expense | 1,068,000 | 2,090,000 | 3,128,000 | 4,087,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 75,000 |
| Pretax income | 237,000 | 550,000 | 950,000 | 1,416,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 237,000 | 548,000 | 948,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,034,000 | 10,346,000 | 10,745,000 | 10,811,000 |
| Total capital | 11,044,000 | 11,358,000 | 11,770,000 | 11,834,000 |
| Risk-weighted assets | 80,463,000 | 80,566,000 | 81,567,000 | 81,890,000 |