Call reports 2013
BANKWEST — 2013
What BANKWEST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,583,000 | 108,379,000 | 109,065,000 | 111,886,000 |
| Total loans | 75,112,000 | 73,945,000 | 76,744,000 | 76,074,000 |
| Allowance for loan losses | 1,786,000 | 1,762,000 | 1,764,000 | 1,625,000 |
| Securities available for sale | 5,407,000 | 6,622,000 | 7,621,000 | 9,338,000 |
| Securities held to maturity | 575,000 | 575,000 | 542,000 | 531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,858,000 | 98,616,000 | 98,938,000 | 101,720,000 |
| Interest-bearing deposits | 72,992,000 | 75,370,000 | 74,230,000 | 76,825,000 |
| Noninterest-bearing deposits | 21,866,000 | 23,246,000 | 24,708,000 | 24,895,000 |
| Equity capital | 9,094,000 | 9,341,000 | 9,689,000 | 9,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,310,000 | 3,506,000 | 4,710,000 |
| Interest expense | 63,000 | 123,000 | 183,000 | 237,000 |
| Net interest income | 1,092,000 | 2,187,000 | 3,323,000 | 4,473,000 |
| Noninterest income | 167,000 | 489,000 | 774,000 | 1,009,000 |
| Noninterest expense | 1,085,000 | 2,151,000 | 3,199,000 | 4,219,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 525,000 | 898,000 | 1,263,000 |
| Income tax | 0 | -1,000 | -1,000 | -1,000 |
| Net income | 174,000 | 526,000 | 899,000 | 1,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,957,000 | 9,309,000 | 9,682,000 | 9,797,000 |
| Total capital | 9,913,000 | 10,266,000 | 10,658,000 | 10,777,000 |
| Risk-weighted assets | 75,670,000 | 75,791,000 | 77,261,000 | 77,745,000 |