Call reports 2012
BANKWEST — 2012
What BANKWEST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,305,000 | 103,931,000 | 104,972,000 | 103,996,000 |
| Total loans | 73,642,000 | 74,968,000 | 74,957,000 | 76,690,000 |
| Allowance for loan losses | 1,969,000 | 2,061,000 | 1,827,000 | 1,846,000 |
| Securities available for sale | 7,042,000 | 5,831,000 | 5,573,000 | 5,702,000 |
| Securities held to maturity | 732,000 | 732,000 | 701,000 | 652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,321,000 | 94,785,000 | 95,508,000 | 94,438,000 |
| Interest-bearing deposits | 75,676,000 | 72,988,000 | 72,871,000 | 72,369,000 |
| Noninterest-bearing deposits | 19,645,000 | 21,797,000 | 22,637,000 | 22,069,000 |
| Equity capital | 8,546,000 | 8,754,000 | 9,018,000 | 9,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,413,000 | 3,619,000 | 4,838,000 |
| Interest expense | 131,000 | 246,000 | 347,000 | 428,000 |
| Net interest income | 1,078,000 | 2,167,000 | 3,272,000 | 4,410,000 |
| Noninterest income | 196,000 | 329,000 | 529,000 | 721,000 |
| Noninterest expense | 1,007,000 | 2,034,000 | 3,079,000 | 4,049,000 |
| Provision for loan losses | 135,000 | 135,000 | 135,000 | 285,000 |
| Pretax income | 132,000 | 327,000 | 587,000 | 797,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 127,000 | 322,000 | 582,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,368,000 | 8,563,000 | 8,823,000 | 9,033,000 |
| Total capital | 9,338,000 | 9,528,000 | 9,776,000 | 10,001,000 |
| Risk-weighted assets | 76,561,000 | 76,097,000 | 75,376,000 | 76,585,000 |