Call reports 2011
BANKWEST — 2011
What BANKWEST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 113,245,000 | 106,677,000 | 105,771,000 | 104,160,000 |
| Total loans | 84,707,000 | 81,221,000 | 76,978,000 | 74,677,000 |
| Allowance for loan losses | 2,111,000 | 2,506,000 | 2,635,000 | 1,870,000 |
| Securities available for sale | 6,410,000 | 7,238,000 | 7,350,000 | 6,443,000 |
| Securities held to maturity | 901,000 | 901,000 | 870,000 | 803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,541,000 | 98,180,000 | 97,073,000 | 95,340,000 |
| Interest-bearing deposits | 88,290,000 | 80,554,000 | 79,080,000 | 75,255,000 |
| Noninterest-bearing deposits | 16,251,000 | 17,626,000 | 17,993,000 | 20,085,000 |
| Equity capital | 8,194,000 | 8,049,000 | 8,242,000 | 8,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,642,000 | 3,903,000 | 5,193,000 |
| Interest expense | 272,000 | 484,000 | 676,000 | 830,000 |
| Net interest income | 1,078,000 | 2,158,000 | 3,227,000 | 4,363,000 |
| Noninterest income | -103,000 | -196,000 | -94,000 | -299,000 |
| Noninterest expense | 1,035,000 | 2,129,000 | 3,182,000 | 4,267,000 |
| Provision for loan losses | 135,000 | 620,000 | 1,032,000 | 1,050,000 |
| Pretax income | -195,000 | -788,000 | -1,082,000 | -1,254,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | -195,000 | -793,000 | -1,087,000 | -1,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,085,000 | 7,888,000 | 8,068,000 | 8,241,000 |
| Total capital | 9,198,000 | 8,958,000 | 9,089,000 | 9,210,000 |
| Risk-weighted assets | 88,084,000 | 84,135,000 | 80,080,000 | 76,591,000 |