Call report 2015Q4
ENERBANK USA — 2015Q4
The 22 measures ENERBANK USA reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,252,887,000 | USD | evidence → |
| Total loans | 1,170,534,000 | USD | evidence → |
| Allowance for loan losses | 8,862,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 11,303,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,099,896,000 | USD | evidence → |
| Interest-bearing deposits | 1,099,896,000 | USD | evidence → |
| Noninterest-bearing deposits | 0 | USD | evidence → |
| Equity capital | 132,855,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 100,372,000 | USD | evidence → |
| Interest expense | 12,210,000 | USD | evidence → |
| Net interest income | 88,162,000 | USD | evidence → |
| Noninterest income | 1,203,000 | USD | evidence → |
| Noninterest expense | 36,472,000 | USD | evidence → |
| Provision for loan losses | 7,918,000 | USD | evidence → |
| Pretax income | 44,975,000 | USD | evidence → |
| Income tax | 17,317,000 | USD | evidence → |
| Net income | 27,658,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 132,746,000 | USD | evidence → |
| Total capital | 141,608,000 | USD | evidence → |
| Risk-weighted assets | 1,197,426,000 | USD | evidence → |