Call report 2013Q1
ENERBANK USA — 2013Q1
The 22 measures ENERBANK USA reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 591,151,000 | USD | evidence → |
| Total loans | 546,113,000 | USD | evidence → |
| Allowance for loan losses | 4,595,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 8,593,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 511,079,000 | USD | evidence → |
| Interest-bearing deposits | 511,079,000 | USD | evidence → |
| Noninterest-bearing deposits | 0 | USD | evidence → |
| Equity capital | 70,978,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,947,000 | USD | evidence → |
| Interest expense | 1,486,000 | USD | evidence → |
| Net interest income | 13,461,000 | USD | evidence → |
| Noninterest income | 50,000 | USD | evidence → |
| Noninterest expense | 5,176,000 | USD | evidence → |
| Provision for loan losses | 685,000 | USD | evidence → |
| Pretax income | 7,650,000 | USD | evidence → |
| Income tax | 2,827,000 | USD | evidence → |
| Net income | 4,823,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,260,000 | USD | evidence → |
| Total capital | 74,855,000 | USD | evidence → |
| Risk-weighted assets | 563,120,000 | USD | evidence → |