Call report 2012Q3
ENERBANK USA — 2012Q3
The 22 measures ENERBANK USA reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 561,557,000 | USD | evidence → |
| Total loans | 517,922,000 | USD | evidence → |
| Allowance for loan losses | 4,392,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 7,793,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 487,665,000 | USD | evidence → |
| Interest-bearing deposits | 487,665,000 | USD | evidence → |
| Noninterest-bearing deposits | 0 | USD | evidence → |
| Equity capital | 62,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,836,000 | USD | evidence → |
| Interest expense | 4,561,000 | USD | evidence → |
| Net interest income | 35,275,000 | USD | evidence → |
| Noninterest income | 170,000 | USD | evidence → |
| Noninterest expense | 14,597,000 | USD | evidence → |
| Provision for loan losses | 2,575,000 | USD | evidence → |
| Pretax income | 18,273,000 | USD | evidence → |
| Income tax | 6,759,000 | USD | evidence → |
| Net income | 11,514,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,401,000 | USD | evidence → |
| Total capital | 65,793,000 | USD | evidence → |
| Risk-weighted assets | 533,880,000 | USD | evidence → |