Call reports 2006
ENERBANK USA — 2006
What ENERBANK USA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 91,311,000 | 108,976,000 | 132,375,000 | 147,265,000 |
| Total loans | 85,587,000 | 100,539,000 | 120,317,000 | 137,581,000 |
| Allowance for loan losses | 736,000 | 723,000 | 762,000 | 791,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 525,000 | 1,250,000 | 1,115,000 | 1,828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,663,000 | 94,567,000 | 112,118,000 | 126,239,000 |
| Interest-bearing deposits | 77,663,000 | 94,567,000 | 112,118,000 | 126,216,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 23,000 |
| Equity capital | 11,149,000 | 11,416,000 | 15,538,000 | 15,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,534,000 | 5,383,000 | 8,757,000 | 12,576,000 |
| Interest expense | 802,000 | 1,776,000 | 3,084,000 | 4,589,000 |
| Net interest income | 1,732,000 | 3,607,000 | 5,673,000 | 7,987,000 |
| Noninterest income | 15,000 | 30,000 | 48,000 | 65,000 |
| Noninterest expense | 1,350,000 | 2,744,000 | 4,450,000 | 5,970,000 |
| Provision for loan losses | 88,000 | 176,000 | 364,000 | 640,000 |
| Pretax income | 309,000 | 717,000 | 907,000 | 1,442,000 |
| Income tax | 111,000 | 252,000 | 320,000 | 566,000 |
| Net income | 198,000 | 465,000 | 587,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,847,000 | 11,255,000 | 15,155,000 | 15,564,000 |
| Total capital | 11,583,000 | 11,978,000 | 15,917,000 | 16,355,000 |
| Risk-weighted assets | 89,481,000 | 105,048,000 | 126,218,000 | 143,121,000 |
Machine access — free, no API key
Every figure shown here about ENERBANK USA — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.