Call reports 2014
SILVERGATE BANK — 2014
What SILVERGATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 724,844,000 | 734,087,000 | 761,756,000 | 864,692,000 |
| Total loans | 605,590,000 | 635,910,000 | 671,373,000 | 765,095,000 |
| Allowance for loan losses | 3,897,000 | 3,887,000 | 4,297,000 | 4,956,000 |
| Securities available for sale | 40,755,000 | 39,216,000 | 42,169,000 | 44,086,000 |
| Securities held to maturity | 15,366,000 | 14,193,000 | 522,000 | 753,000 |
| Trading assets | 15,000 | 28,000 | 0 | 0 |
| Total deposits | 444,182,000 | 472,099,000 | 493,209,000 | 546,208,000 |
| Interest-bearing deposits | 389,323,000 | 401,111,000 | 429,351,000 | 457,548,000 |
| Noninterest-bearing deposits | 54,860,000 | 70,988,000 | 63,858,000 | 88,661,000 |
| Equity capital | 71,146,000 | 72,654,000 | 73,928,000 | 75,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,786,000 | 12,476,000 | 19,688,000 | 28,519,000 |
| Interest expense | 1,131,000 | 2,346,000 | 3,590,000 | 4,837,000 |
| Net interest income | 4,655,000 | 10,130,000 | 16,098,000 | 23,682,000 |
| Noninterest income | 1,021,000 | 3,596,000 | 4,191,000 | 4,983,000 |
| Noninterest expense | 4,763,000 | 10,307,000 | 14,917,000 | 19,831,000 |
| Provision for loan losses | 0 | 0 | 396,000 | 1,067,000 |
| Pretax income | 1,517,000 | 4,023,000 | 5,622,000 | 8,413,000 |
| Income tax | 574,000 | 1,574,000 | 2,194,000 | 3,304,000 |
| Net income | 943,000 | 2,449,000 | 3,428,000 | 5,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,141,000 | 72,682,000 | 73,694,000 | 75,506,000 |
| Total capital | 75,081,000 | 76,611,000 | 78,070,000 | 80,542,000 |
| Risk-weighted assets | 438,020,000 | 495,085,000 | 508,744,000 | 546,065,000 |
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