Call reports 2007
SILVERGATE BANK — 2007
What SILVERGATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 317,524,000 | 306,465,000 | 298,418,000 | 283,053,000 |
| Total loans | 260,069,000 | 251,760,000 | 240,712,000 | 243,146,000 |
| Allowance for loan losses | 1,674,000 | 1,631,000 | 1,666,000 | 1,707,000 |
| Securities available for sale | 45,408,000 | 42,895,000 | 41,479,000 | 20,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,413,000 | 184,155,000 | 188,220,000 | 177,510,000 |
| Interest-bearing deposits | 191,773,000 | 183,527,000 | 187,833,000 | 177,187,000 |
| Noninterest-bearing deposits | 640,000 | 628,000 | 387,000 | 323,000 |
| Equity capital | 30,578,000 | 30,655,000 | 31,001,000 | 31,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,381,000 | 10,654,000 | 15,692,000 | 20,668,000 |
| Interest expense | 3,367,000 | 6,600,000 | 9,768,000 | 12,770,000 |
| Net interest income | 2,014,000 | 4,054,000 | 5,924,000 | 7,898,000 |
| Noninterest income | 45,000 | -21,000 | 53,000 | 68,000 |
| Noninterest expense | 1,762,000 | 3,376,000 | 4,902,000 | 6,323,000 |
| Provision for loan losses | 115,000 | 140,000 | 175,000 | 275,000 |
| Pretax income | 182,000 | 517,000 | 900,000 | 1,368,000 |
| Income tax | 74,000 | 210,000 | 365,000 | 555,000 |
| Net income | 108,000 | 307,000 | 535,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,897,000 | 31,095,000 | 31,323,000 | 31,604,000 |
| Total capital | 32,571,000 | 32,726,000 | 32,989,000 | 33,311,000 |
| Risk-weighted assets | 210,548,000 | 208,712,000 | 205,188,000 | 202,720,000 |
Machine access — free, no API key
Every figure shown here about SILVERGATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.