Call report 2014Q1
VERNON BANK, THE — 2014Q1
The 22 measures VERNON BANK, THE reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,597,000 | USD | evidence → |
| Total loans | 52,479,000 | USD | evidence → |
| Allowance for loan losses | 553,000 | USD | evidence → |
| Securities available for sale | 13,844,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,454,000 | USD | evidence → |
| Interest-bearing deposits | 40,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,908,000 | USD | evidence → |
| Equity capital | 6,983,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 895,000 | USD | evidence → |
| Interest expense | 39,000 | USD | evidence → |
| Net interest income | 856,000 | USD | evidence → |
| Noninterest income | 193,000 | USD | evidence → |
| Noninterest expense | 731,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 268,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 268,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,014,000 | USD | evidence → |
| Total capital | 7,567,000 | USD | evidence → |
| Risk-weighted assets | 47,832,000 | USD | evidence → |