Call report 2026Q2 · Schedule RI

CITIZENS & NORTHERN BANK — Schedule RI — Income Statement, 2026Q2

Name: CITIZENS & NORTHERN BANK — Schedule RI — Income Statement, 2026Q2
Creator: CITIZENS & NORTHERN BANK
License: https://www.usa.gov/government-works

Year-to-date income and expense: interest income and expense by source, provision for credit losses, noninterest income and expense, realized securities gains, taxes and net income. Figures accumulate from January 1.

PERIOD: 2026Q2SOURCE: FFIEC Call Report, RI57 items, each source-linked

Cite: FACTANKER, https://factanker.com/entity/6ae53108-2592-4a3c-a21a-aac66ef09bab/2026Q2/ri

What stands out

CITIZENS & NORTHERN BANK filed 57 items on Schedule RI for 2026Q2. The largest amount is $82.0M for “Total Interest Income”, 2.6 % of total assets. Next come “Interest And Fees On Loans” at $73.5M and “Net Interest Income” at $58.6M. 10 of the 57 items are reported as zero — the line exists on the form, the bank has no such position. Dollar amounts are as filed, in thousands of USD; counts, dates and ratios keep their own units. Every value links to its fact record with the filing it came from.

Schedule RI — Income Statement

Item	MDRM	Value as filed	Source
Interest Expense On Saving Deposits	RIAD0093	5,383	evidence →
Relzd Gains(loss) On Avl-fr-sle Secs	RIAD3196	26	evidence →
Relzd Gains(loss) On Hld-to-mat Secs	RIAD3521	0	evidence →
Interest And Fees On Loans	RIAD4010	73,541	evidence →
Int & Fees On C & I Loans	RIAD4012	6,757	evidence →
Income&fees-fed Funds Sold & Sec Pur	RIAD4020	0	evidence →
Int&fee On Lns To Finance Agric Prod	RIAD4024	128	evidence →
Int & Fee On Oth Lns In Domestic Off	RIAD4058	2,451	evidence →
Int&div Inc On: All Other Securities	RIAD4060	2,705	evidence →
Income From Direct Lease Financing	RIAD4065	0	evidence →
Total Interest Expense	RIAD4073	23,392	evidence →
Net Interest Income	RIAD4074	58,614	evidence →
Total Noninterest Income	RIAD4079	17,995	evidence →
Service Charges On Dep Accts-dom Off	RIAD4080	3,411	evidence →
Other Noninterest Expense	RIAD4092	14,596	evidence →
Total Noninterest Expense	RIAD4093	46,019	evidence →
Total Interest Income	RIAD4107	82,006	evidence →
Interest On Bal With Deposit Inst	RIAD4115	438	evidence →
Salaries And Employee Benefits	RIAD4135	26,175	evidence →
Nbr Of Ft Equivalent Employees	RIAD4150	453	evidence →
Expense Of Fed Funds Pur & Sec Sold	RIAD4180	0	evidence →
Exp Of Bk Prem, Furniture, Etc	RIAD4217	3,619	evidence →
Net Income Before Extraordinary Item	RIAD4300	15,095	evidence →
Income (loss) Before Applicable Inco	RIAD4301	18,851	evidence →
Applicable Income Taxes	RIAD4302	3,756	evidence →
Estimated Other Tax-exempt Income	RIAD4313	1,248	evidence →
Net Income	RIAD4340	15,095	evidence →
Int&fee Inc On Lns Secd By 1-4 Fmly	RIAD4435	21,611	evidence →
Int&fee Inc On All Oth Lns Sec By RE	RIAD4436	41,905	evidence →
Tax-exempt Secs Issued By St&pol Sub	RIAD4507	1,018	evidence →
Int On Trans Accts(now,ats&telephon)	RIAD4508	4,841	evidence →
Other Interest Income	RIAD4518	0	evidence →
Net Gains(losses)on Other RE Owned	RIAD5415	24	evidence →
Net Gains(losses)on Sales Of Loans	RIAD5416	978	evidence →
Acquisition Date	RIAD9106	0	evidence →
Interest Income: Credit Cards	RIADB485	143	evidence →
Interest Income: Other Individual	RIADB486	674	evidence →
Int&div Income: U.s.trea Sec,etc	RIADB488	90	evidence →
Int&div Income: Mortgage-back Secur	RIADB489	5,232	evidence →
Nonint Inc: Net Servicing Fees	RIADB492	301	evidence →
Net Gains(loss): Sales Of Othr Asset	RIADB496	-5	evidence →
Other Noninterest Income	RIADB497	7,555	evidence →
Goodwill Impairment Losses	RIADC216	0	evidence →
Amortization Expnse&impairmnt Losses	RIADC232	1,629	evidence →
Net Gains(loss) Ern Rpt At Fv	RIADF551	-263	evidence →
Net Gn Ls Ern On Liability Rpt At Fv	RIADF553	0	evidence →
Discontinued Operations Net Of Tax	RIADFT28	0	evidence →
Less Net Inc Loss Attrtbl To Nonctrl	RIADG103	0	evidence →
Net Inc Loss Attrtbl To Bank Bhc	RIADG104	15,095	evidence →
Other Interest Expense	RIADGW44	3,482	evidence →
Interest Expense, Interest On Deposi	RIADHK03	6,400	evidence →
Interest Expense, Interest On Deposi	RIADHK04	3,286	evidence →
Income (loss) before unrealized hold	RIADHT69	18,860	evidence →
Unrealized holding gains (losses) on	RIADHT70	-9	evidence →
Noninterest income: Fees and commiss	RIADHT73	690	evidence →
Noninterest income: Income from insu	RIADHT74	714	evidence →
Provisions For Credit Losses On Fina	RIADJJ33	11,756	evidence →

Other schedules of this call report

21 further schedules filed by CITIZENS & NORTHERN BANK for 2026Q2.

Schedule RC — Balance Sheet 39 items
Schedule RC-B — Securities 90 items
Schedule RC-C Part I — Loans and Leases 58 items
Schedule RC-C Part II — Loans to Small Businesses and Small Farms 24 items
Schedule RC-E — Deposit Liabilities 43 items
Schedule RC-F — Other Assets 17 items
Schedule RC-G — Other Liabilities 13 items
Schedule RC-K — Quarterly Averages 20 items
Schedule RC-L — Derivatives and Off-Balance-Sheet Items 28 items
Schedule RC-M — Memoranda 31 items
Schedule RC-N — Past Due and Nonaccrual Loans, Leases, and Other Assets 121 items
Schedule RC-O — Other Data for Deposit Insurance Assessments 25 items
Schedule RC-P — 1-4 Family Residential Mortgage Banking Activities 2 items
Schedule RC-R Part I — Regulatory Capital Components and Ratios 44 items
Schedule RC-R Part II — Risk-Weighted Assets 371 items
Schedule RC-T — Fiduciary and Related Services 55 items
Schedule RI-A — Changes in Bank Equity Capital 11 items
Schedule RI-B Part I — Charge-offs and Recoveries on Loans and Leases 36 items
Schedule RI-B Part II — Changes in Allowances for Credit Losses 23 items
Schedule RI-C — Disaggregated Data on the Allowance for Loan and Lease Losses 20 items
Schedule SU — Supplemental Information 6 items

Call report 2026Q2, headline measures →CITIZENS & NORTHERN BANK →

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