Call report 2025Q4
CITIZENS & NORTHERN BANK — 2025Q4
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,121,896,000 | USD | evidence → |
| Total loans | 2,355,956,000 | USD | evidence → |
| Allowance for loan losses | 31,048,000 | USD | evidence → |
| Securities available for sale | 497,117,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,584,952,000 | USD | evidence → |
| Interest-bearing deposits | 2,035,426,000 | USD | evidence → |
| Noninterest-bearing deposits | 549,526,000 | USD | evidence → |
| Equity capital | 351,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 138,880,000 | USD | evidence → |
| Interest expense | 46,000,000 | USD | evidence → |
| Net interest income | 92,880,000 | USD | evidence → |
| Noninterest income | 30,851,000 | USD | evidence → |
| Noninterest expense | 87,052,000 | USD | evidence → |
| Provision for loan losses | 5,556,000 | USD | evidence → |
| Pretax income | 30,672,000 | USD | evidence → |
| Income tax | 5,830,000 | USD | evidence → |
| Net income | 24,842,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 300,983,000 | USD | evidence → |
| Total capital | 330,427,000 | USD | evidence → |
| Risk-weighted assets | 2,391,475,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about CITIZENS & NORTHERN BANK — 2025Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.