Call report 2023Q3
CITIZENS & NORTHERN BANK — 2023Q3
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,470,946,000 | USD | evidence → |
| Total loans | 1,831,776,000 | USD | evidence → |
| Allowance for loan losses | 18,085,000 | USD | evidence → |
| Securities available for sale | 417,259,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,040,506,000 | USD | evidence → |
| Interest-bearing deposits | 1,530,426,000 | USD | evidence → |
| Noninterest-bearing deposits | 510,080,000 | USD | evidence → |
| Equity capital | 251,623,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 82,973,000 | USD | evidence → |
| Interest expense | 21,428,000 | USD | evidence → |
| Net interest income | 61,545,000 | USD | evidence → |
| Noninterest income | 18,775,000 | USD | evidence → |
| Noninterest expense | 54,639,000 | USD | evidence → |
| Provision for loan losses | -409,000 | USD | evidence → |
| Pretax income | 26,425,000 | USD | evidence → |
| Income tax | 5,213,000 | USD | evidence → |
| Net income | 21,212,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 255,489,000 | USD | evidence → |
| Total capital | 274,474,000 | USD | evidence → |
| Risk-weighted assets | 1,821,189,000 | USD | evidence → |
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