Call report 2022Q4
CITIZENS & NORTHERN BANK — 2022Q4
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,439,371,000 | USD | evidence → |
| Total loans | 1,740,582,000 | USD | evidence → |
| Allowance for loan losses | 16,615,000 | USD | evidence → |
| Securities available for sale | 485,078,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,016,666,000 | USD | evidence → |
| Interest-bearing deposits | 1,434,949,000 | USD | evidence → |
| Noninterest-bearing deposits | 581,717,000 | USD | evidence → |
| Equity capital | 254,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 92,274,000 | USD | evidence → |
| Interest expense | 7,967,000 | USD | evidence → |
| Net interest income | 84,307,000 | USD | evidence → |
| Noninterest income | 24,693,000 | USD | evidence → |
| Noninterest expense | 67,273,000 | USD | evidence → |
| Provision for loan losses | 7,255,000 | USD | evidence → |
| Pretax income | 34,380,000 | USD | evidence → |
| Income tax | 6,346,000 | USD | evidence → |
| Net income | 28,034,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 248,744,000 | USD | evidence → |
| Total capital | 265,784,000 | USD | evidence → |
| Risk-weighted assets | 1,810,908,000 | USD | evidence → |
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