Call report 2020Q4
CITIZENS & NORTHERN BANK — 2020Q4
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,222,478,000 | USD | evidence → |
| Total loans | 1,645,151,000 | USD | evidence → |
| Allowance for loan losses | 11,385,000 | USD | evidence → |
| Securities available for sale | 334,300,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,827,881,000 | USD | evidence → |
| Interest-bearing deposits | 1,355,297,000 | USD | evidence → |
| Noninterest-bearing deposits | 472,584,000 | USD | evidence → |
| Equity capital | 292,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 76,778,000 | USD | evidence → |
| Interest expense | 8,890,000 | USD | evidence → |
| Net interest income | 67,888,000 | USD | evidence → |
| Noninterest income | 24,143,000 | USD | evidence → |
| Noninterest expense | 63,446,000 | USD | evidence → |
| Provision for loan losses | 3,913,000 | USD | evidence → |
| Pretax income | 24,862,000 | USD | evidence → |
| Income tax | 4,456,000 | USD | evidence → |
| Net income | 20,406,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 225,058,000 | USD | evidence → |
| Total capital | 236,943,000 | USD | evidence → |
| Risk-weighted assets | 1,482,524,000 | USD | evidence → |
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