Call report 2018Q4
CITIZENS & NORTHERN BANK — 2018Q4
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,276,156,000 | USD | evidence → |
| Total loans | 827,776,000 | USD | evidence → |
| Allowance for loan losses | 9,309,000 | USD | evidence → |
| Securities available for sale | 350,987,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,041,526,000 | USD | evidence → |
| Interest-bearing deposits | 761,599,000 | USD | evidence → |
| Noninterest-bearing deposits | 279,927,000 | USD | evidence → |
| Equity capital | 174,795,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 50,050,000 | USD | evidence → |
| Interest expense | 4,628,000 | USD | evidence → |
| Net interest income | 45,422,000 | USD | evidence → |
| Noninterest income | 20,911,000 | USD | evidence → |
| Noninterest expense | 38,488,000 | USD | evidence → |
| Provision for loan losses | 584,000 | USD | evidence → |
| Pretax income | 27,002,000 | USD | evidence → |
| Income tax | 4,509,000 | USD | evidence → |
| Net income | 22,493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 166,862,000 | USD | evidence → |
| Total capital | 176,499,000 | USD | evidence → |
| Risk-weighted assets | 811,447,000 | USD | evidence → |