Call report 2008Q4
CITIZENS & NORTHERN BANK — 2008Q4
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,225,003,000 | USD | evidence → |
| Total loans | 727,936,000 | USD | evidence → |
| Allowance for loan losses | 7,684,000 | USD | evidence → |
| Securities available for sale | 386,826,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 2,306,000 | USD | evidence → |
| Total deposits | 825,039,000 | USD | evidence → |
| Interest-bearing deposits | 709,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 115,375,000 | USD | evidence → |
| Equity capital | 94,278,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 71,849,000 | USD | evidence → |
| Interest expense | 30,624,000 | USD | evidence → |
| Net interest income | 41,225,000 | USD | evidence → |
| Noninterest income | 11,964,000 | USD | evidence → |
| Noninterest expense | 31,317,000 | USD | evidence → |
| Provision for loan losses | 1,032,000 | USD | evidence → |
| Pretax income | 12,625,000 | USD | evidence → |
| Income tax | 2,662,000 | USD | evidence → |
| Net income | 9,963,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 105,301,000 | USD | evidence → |
| Total capital | 112,985,000 | USD | evidence → |
| Risk-weighted assets | 901,581,000 | USD | evidence → |
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