Call report 2005Q4
CITIZENS & NORTHERN BANK — 2005Q4
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,096,809,000 | USD | evidence → |
| Total loans | 631,411,000 | USD | evidence → |
| Allowance for loan losses | 7,937,000 | USD | evidence → |
| Securities available for sale | 389,503,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 721,102,000 | USD | evidence → |
| Interest-bearing deposits | 634,232,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,870,000 | USD | evidence → |
| Equity capital | 98,007,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 59,656,000 | USD | evidence → |
| Interest expense | 25,601,000 | USD | evidence → |
| Net interest income | 34,055,000 | USD | evidence → |
| Noninterest income | 8,791,000 | USD | evidence → |
| Noninterest expense | 27,784,000 | USD | evidence → |
| Provision for loan losses | 2,005,000 | USD | evidence → |
| Pretax income | 13,800,000 | USD | evidence → |
| Income tax | 2,430,000 | USD | evidence → |
| Net income | 11,370,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,128,000 | USD | evidence → |
| Total capital | 106,300,000 | USD | evidence → |
| Risk-weighted assets | 708,854,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about CITIZENS & NORTHERN BANK — 2005Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.