Call reports 2014
1ST BANK, NATIONAL ASSOCIATION — 2014
What 1ST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 308,936,000 | 310,547,000 | 310,297,000 | 323,583,000 |
| Total loans | 242,339,000 | 253,078,000 | 254,866,000 | 238,791,000 |
| Allowance for loan losses | 3,975,000 | 4,050,000 | 3,778,000 | 60,000 |
| Securities available for sale | 30,463,000 | 29,961,000 | 29,295,000 | 4,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,562,000 | 272,236,000 | 271,739,000 | 278,147,000 |
| Interest-bearing deposits | 227,761,000 | 227,823,000 | 229,076,000 | 235,690,000 |
| Noninterest-bearing deposits | 43,801,000 | 44,413,000 | 42,663,000 | 42,457,000 |
| Equity capital | 30,920,000 | 31,961,000 | 32,429,000 | 39,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,403,000 | 7,710,000 | 11,482,000 | 3,205,000 |
| Interest expense | 651,000 | 1,303,000 | 1,937,000 | 364,000 |
| Net interest income | 2,752,000 | 6,407,000 | 9,545,000 | 2,841,000 |
| Noninterest income | 438,000 | 982,000 | 1,478,000 | 331,000 |
| Noninterest expense | 2,743,000 | 5,426,000 | 8,074,000 | 2,133,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 199,000 |
| Pretax income | 372,000 | 1,813,000 | 2,724,000 | 763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 1,813,000 | 2,724,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,446,000 | 32,287,000 | 32,743,000 | 30,644,000 |
| Total capital | 34,359,000 | 35,325,000 | 35,793,000 | 30,704,000 |
| Risk-weighted assets | 231,654,000 | 241,721,000 | 242,957,000 | 231,208,000 |